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My name is Caroline Phillipson. I am an English estate agent and having lived and worked in the UK for most of my life in the legal profession, my family and I decided to move to France for a better life a few years ago. I have two children, the youngest at the local primary school and the other at the lycée (college). They are both fluent in French and have totally integrated into the French way of life. My husband is a builder and he has a good client base of both English and French. Let me help you find your perfect house and guide you through the buying process.
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"I WANT TO LIVE IN FRANCE BUT I'M NOT READY TO RETIRE" - TAKE A LOOK AT MY BUSINESS PROPERTIES FOR SALE IN THE LIMOUSIN  

What better way to improve your French and integrate into the community than by having your own business in the Limousin. In this section you will find a whole array of French registered businesses for sale. So have a good browse and if you need further information on any that catch your eye, please don't hesitate in contacting me . . . my business properties in the Limousin

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Advice on looking for property

To make things easier, try to know exactly what type of property you are looking for, and yet also try to be sufficiently flexible to be able to find houses that might be suitable...there are some lucky people who find the right house on the first trip with the first agent!... more advice on looking for property

About the Limousin

This stunningly beautiful region of still lakes, fast flowing streams, gentle rolling valleys and forested mountains has been one of the best kept secrets in France...ancient landscape where Neanderthal man once roamed gave shelter to the Romans and later, Richard the Lionheart....more about the Limousin.

Searches and Property Information in France

One of the characteristics of property transactions in France is that, unlike in the UK where a survey will be carried out on the house, the purchaser under French law will buy the property as seen ... more about property searches

If you need any further information regarding any properties that catch your eye, just send me an email to jovimmo.cp87@hotmail.com or give me a call and I will be happy to answer any questions you may have.

Please note that all of our prices are inclusive of agency fees (with support during the whole process including accompanying you to the Notary’s office).  There is no other fee or commission for our services but you will have to allow for notary fees.  This is a percentage depending on the price of the property and includes all taxes and registration fees so you have absolutely no surprises.

There are many companies or individuals acting as 'go-betweens' who will send an additional invoice for all types of services that our agency can provide to you for free.  If in doubt, ask if they are a legally registered Estate Agent and check they have a legal professional card.

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I work in partnership with Jovimmo Estate Agency, who hold the professional card no 108 T and are registered under the number R.C.S. 441 606 770. I am one of their Commercial Agents registered with the Greffe du Tribunal under the number R.S.A.C. 530 010 289.
Is the house on your website still for sale ?
 
Yes. ALL the houses on my website are still for sale, as I remove them as soon as they go under offer. However, in France some vendors put their property with several estate agents so occasionally they may have sold it and not informed us.

How do I make an appointment to view my chosen properties ?

I normally need at least two weeks notice when booking appointments. This is because I show the properties myself. The time leading up to your visit is most important to me and we will spend a lot of time by email finding out exactly what it is you are looking for, to prevent you travelling a thousand miles for nothing! Please also note that school holidays tend to get booked up well in advance.

How do I make sure I only see houses that I am really interested in ?

Because I will take the time to find out just what kind of property you are looking for. When you first see one or two houses that are of interest, I will normally highlight more which I think are of potential interest. Because I do this, if a new property comes on the books immediately prior to your visit which I feel it is worth your seeing, I will show it to you and hopefully save me having to write it up on the website!

Do I have to bring cash to use as a deposit if I find the house of my dreams ?

Absolutely not! No money changes hands until after the signing of the first contract. Any ‘agent’ who tells you to bring cash is almost certainly not registered and is breaking the law. When the first contract is signed, your deposit is moved DIRECTLY from your English bank account to the government managed notaire’s bank account in France – you therefore do not require a French bank account to be set up until after completion. If you already have a French bank account, a cheque is perfectly acceptable.

Can you give information regarding the exact hamlet and position therein ?

Because we are registered estate agents in France, we are not permitted to do so – this is to ensure that little old ladies who have their house on the market are not hassled by strangers – it’s also to ensure that the local farmer doesn’t shoot you for being a peeping tom or burglar!

Is the property price shown negotiable ?

In general, I have negotiated the price to a reasonable degree before taking on the property. That said, if the property has been on the books for 6 months or more then of course the owner will be more open to offers – however, because the prices stated are inclusive of agency fees, please realise that the owner’s element will be reduced by a greater percentage than is obvious, therefore be guided by discussions when shown the property as to how much an offer should be pitched at. DO NOT expect a bartering session; the local French are more likely to remove their property from the market than accept too low an offer.

Does France have the same number of bank holidays as the UK ? 

No, they are far luckier than us Brits!  Take a look at the list of French public holidays below: 

· 1st January – New Year’s Day
· Easter Sunday
· Easter Monday
· Ascension Day (40 days after Easter Sunday)
· Pentacost/Whit Sunday (7th Sunday after Easter)
· Monday following Pentacost/Whit Monday
· 1st May – Labour Day
· 8th May – VE Day
· 14th July – Bastille Day
· 15th August – Assumption Day
· 1st November – All Saints Day
· 11th November – Armistice Day
· 25th December – Christmas Day 

Most offices, businesses and shops in France will close for a Public Holiday although the smaller supermarkets in many towns will open for a couple of hours in the morning (except for on Christmas day).  Bakers will operate a limited morning service as they do on Sundays.  Restaurants can be relied upon to respond to the market demand so opening will depend upon place and season.   

How do I go about getting the phone put on in my new French house ? 

France Telecom is the first port of call for you with regard to setting up your telephone and Internet services in France.  Most major offices have some English speaking staff, and there is even an English speaking hotline available (from France) on 0800 364 775.  If you are calling from the UK, the number you will need is: 0033 1 55 78 60 56.

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Featured Properties
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88,000 €
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Delightful must-see cottage with a courtyard, barn, large garage and 3 double bedrooms.

MAGNAC LAVAL - This delightful cottage is entirely renovated and ideally situated in that it is not far from the pretty market town of Magnac Laval with restaurants, bars, shops and schools. Tastefully decorated, it comes with 3 double sized bedrooms, a lovely courtyard to the front of the property, together with a barn and separate garage. Only 40 minutes or so from the airport at Limoges and just over an hour away is the airport at Poitiers and the TGV railway station (from Poitiers, you can get to Paris in an hour and a half)  . . . more about this Limousin property
80,000 €
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Village house to refresh/renovate with lots of potential, large barn and outbuildings

NEAR BUSSIERE POITEVINE - This stone-built village house to refresh/renovate comes with a large barn, smaller outbuildings and benefits from a large garden with a well. This property requires some modernising, but it is well situated in an unspoilt village surrounded by the beautiful Limousin countryside which also benefits from being only 50 minutes or so from the airport at Limoges and just over an hour away is the airport at Poitiers and the TGV railway station (from Poitiers, you can get to Paris in an hour and a half) and the airports and would, therefore, make an ideal holiday home..  . . . more about this Limousin property
41,000 €
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Charming renovated cottage with a courtyard, garden, 2 barns, 1 with a bread oven, 1 to renovate

MAGNAC LAVAL - This charming detached cottage is immediately habitable and comes with a patio area leading to a garden and is ideally situated in a pretty hamlet a few minutes away from the market town of Magnac Laval. This property would make a lovely family home or would be ideal as a holiday cottage. From the outside of the property, there is access to a barn with the possibility to convert the loft area. Centrally located as Limoges airport, served by low cost airlines with daily flights to Britain and internal French flights is about half an hour away and Poitiers airport is just over an hour away. . . . . more about this Limousin property
 
103,500 €
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Beautifully renovated large 4 bed townhouse with character

BELLAC - Down a pretty little side street in the heart of the bustling medieval market town of Bellac, this beautifully renovated and spacious 4 bed townhouse on three levels has bags of character including oak beams, fireplaces and exposed stone throughout.  With plenty of amenities on the doorstep, this property also comes with an attached garage which is quite rare in the centre of town.  Bellac has just been awarded the coveted ‘Village Etape’ status and is only about 30 minutes from the historical city of Limoges, which has an airport providing low cost flights to many UK destinations  . . . more about this Limousin property
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79,900 €
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PRETTY DETACHED 2 BED VILLAGE HOUSE WITH A COURTYARD AND GARDEN

NEAR BUSSIERE POITEVINE -  This pretty detached 2 bed stone-built village house with a courtyard and garden is down a quiet country lane in a quaint village and has been lovingly renovated.  With newly installed double-glazed windows and doors, this property also benefits from the original oak flooring and beams.  This property has new electrics and plumbing throughout into and is only a few minutes from a pretty market town with plenty of amenities.  Situated half way between Limoges and Poitiers, this property is less than an hour away from both airports and the TGV link for Paris. . . more about this Limousin property

61,500 €
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Pretty stone cottage with attached barn and courtyard

BUSSIERE POITEVINE - This pretty stone-built cottage with a large attached barn is immediately habitable and in the middle of a pretty little hamlet just a couple of minutes from a bustling market town with plenty of amenities.  With its low-maintenance courtyard and sunny patio area, this property would make an excellent holiday home or permanent residence and has lovely views over open countryside.  This property is extremely well-situated as it is within an hour of the airports at Limoges and Poitiers, as well as the TGV link for Paris . . . more about this Limousin property

58,950 €
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Pretty stone built house in a village with shops

10 MINUTES FROM LUSSAC LES CHATEAUX - This property would make a perfect holiday home as it has already been renovated and although there is a pretty courtyard, there is no garden to maintain.  This property is only 45 minutes or so from the airport at Poitiers and the TGV railway station (from Poitiers, you can get to Paris in an hour and a half) and the airport at Limoges is only about 90 minutes away.. . . more about this Limousin property

149,800 €
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Charming stone built house with pool, pretty mature gardens and is ideally situated

NEAR BELLAC - Situated in a quiet hamlet, this charming stone built house retains all the original features including exposed oak beams and also benefits from double-glazing throughout. With a beautiful attached terraced area with swimming pool and lovely mature gardens with an enclosed chicken run and fruit trees this property is only 45 minutes or so from the airport at Limoges and just over an hour away is the airport at Poitiers and the TGV railway station (from Poitiers, you can get to Paris in an hour and a half) and the airports . . .  . more about this Limousin property
Excellent buy & location
Under Offer